Dental Insurance

Voluntary Dental Benefit Plangirl on swing smiling

 

All employess can enroll in a payroll-deduction dental program provided by IMS.  The plan provides a variety of benefits and allows your family to use any dentist or specialist you choose.  Ten-month payroll deductions and a summary of benefits are included below.  You can review the plan on the Pierce Group Benefits Website. If you have a qualifying event and need to change your coverage, please visit the online enrollment site within 30 days of event.  

 

10-Month Payroll Deduction

Employee

$45.64

Employee + Spouse

$90.16

Employee + Child(ren)

$105.13

Employee + Family

$163.25

 

Summary of Benefits

Plan Year Benefit Maximum:

 

Per Person, Per Plan Year

$1,000

Coinsurance Percentage:

 

Preventive Dental Services

100%

Basic Dental Services

80%

Major Dental Services

50%

Deductible:

 

Per Person, Per Plan Year

$25

Family Member Limit

3x

Waived for Preventive Services

Yes

Child Orthodontia Benefit:

 

Orthodontic Deductible

$0

Orthodontic Coinsurance

50%

Lifetime Orthodontia Maximum

$1,500