Retirement

NC Teachers' and State Employees' Retirement System

 

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Permanent full-time employees are automatically enrolled in the NC Teachers' and State Employees' Retirement System.  Employees are required to contribute 6% on a pre-tax basis.  Employees cannot increase or decrease this percentage.  After five years of contributory service, an employee is vested.  Fringe benefits of this retirement system include a death benefit and short-term disability benefits after just one year of contributory service and long-term disability after five years of contributory service.  For more information please visit My NC Retirement.  

 

Supplemental Retirement Plans

 

NC 401k Plan is one of the North Carolina Total Retirement Plans.  This plan allows only contributing members of the NC Teachers' and State Employees' Retirement System (TSERS) to contribute to this plan.  Contributions are made through payroll deduction and available on a pre-tax and/or Roth after-tax basis.   You will find more information including enrollment forms and investment choices online at www.ncplans.prudential.com.  Enrollment can also be done online.  If you have questions, our regional representative's contact information is:
Kristin Bryan
Regional Education Counselor | North Carolina Total Retirement Plans
Prudential Retirement | 3100 Smoketree Court, Suite 1004 | Raleigh, NC 27604 
p. 704.219-7290 | kristin.bryan@prudential.com 
 
  
403b and 457 plans allow full-time, temporary, or part-time employees and rehired retired employees to set aside pre-tax contributions and/or Roth after-tax contributions.  These deductions are made through payroll deduction.  
 
Two companies make these plans available to Caldwell County School employees.  Please see the options listed below:
 
Option 1.  North Carolina Total Retirement Plans 
 
You will find more information including enrollment forms and investment choices online at www.ncplans.prudential.com.  Enrollment can also be done online.  If you have questions, our regional representative's contact information is:
Kristin Bryan
Regional Education Counselor | North Carolina Total Retirement Plans
Prudential Retirement | 3100 Smoketree Court, Suite 1004 | Raleigh, NC 27604 
p. 704.219-7290 | kristin.bryan@prudential.com 

 
Option 2.  Lincoln Investments
 
We have a local rep for these plans who can meet with you to discuss your options, answer any questions you have, and handle all paperwork for you including submitting the paperwork to our payroll department.  Our local representative's contact information is:
Doug Nixon (lives in Boone) 
Financial Representative | Robinson & Associates
Lincoln Investments | 1925 E Main St | Albemarle, NC 28001 
p. 800-433-4032 | c. 980-254-6208 | dnixon@lincolninvestment.com 
 

 

 

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